Love at First Sight- Personal Narrative

A second in time where two individuals feel an amazing association towards each other is delegated â€Å"Love at First Sight. † To most, unexplainable adoration is valid and can transpire, in any case, to other people, it is only a legend and can be rearranged as a difficult that can be explained through science or a conviction they have. I myself believed in this hypothesis, yet with time I started to comprehend that it could have effectively simply have been a hoax. In any case, on the other hand, it additionally could have quite recently been â€Å"Teen Love. † As I grew up, I would invest a lot of energy observing television.Normally, you’d anticipate that a youngster should grow up watching kid's shows and advancing starting there, however I had wanted to watch a high school or grown-up program. Inside these projects, I had seen that there were numerous cases wherein two individuals, regardless of whether it’d be kid to kid, young lady to kid, or youn g lady to young lady, got eyes for the absolute first second in time and they experienced a progression of curve and turns until the end where they at last end up joyfully along with a solid and ground-breaking bond. Pretty much a year back, I met the adoration for my high school life.His name was Alec and he was an extremely attractive and fascinating youngster. The first occasion when I met him was a life-changing second. I was with my companions at the motion pictures and we were simply remaining there requesting our passes to The Uninvited, when I feel a smack from behind me. â€Å"Sorry,† he said. I took a gander at him and had an unexpected snapshot of quiet. He talked once more, â€Å"Can I purchase your ticket? † â€Å"No, that’s OK. † I let him know. â€Å"Well can I at any rate get you some popcorn or something? † I chuckled, â€Å"I truly don’t like popcorn, yet you can get me a slushy? He giggled, â€Å"Okay, similarly as long as you let me go along with you and your friends,† he delayed for a moment, â€Å"if you don’t brain obviously. † â€Å"We would wouldn't fret at all,† I said as I attempted to keep down the greatest grin prepared to come out. We remained there for some time, simply taking a gander at one another and grinning. â€Å"Well after you †¦ What was your name once more? † he said with a grin. Before the finish of the film, I had the option to honestly say that that was the best occasion of my life. â€Å"So, would i be able to have you number? † he proceeded, â€Å"You know, to call you later today around evening time. † I gave him a major grin and stated, â€Å"Yeah, completely! After I gave him my number get gave me an embrace and stated, â€Å"It was extremely incredible gathering you here. I’m happy I smacked you. † We both chuckled as we said our farewells. It had been a half year that we’ve gone out and I coul dn’t help however figure we may cut off up having the association simply like the program’s I’ve seen on the TV. At that point I saw an abrupt difference in friendship. It wasn’t a terrible warmth with respect to where he disregarded me and attempted to abstain from conversing with me, however it was the friendship in where he wouldn’t keep me separate from his sight as though he were concealing something and the blame was giving in in.After my birthday, he welcomed me to go through the night at his home since his folks needed to have an extraordinary birthday supper only for me. I was truly energized, I didn’t realize that him, or his folks would experience the difficulty of doing this for me. When supper was finished, Alec took me to his room and sat me on his bed. He gave me the arrangement on what we would accomplish for the remainder of the night. I was energized on what he had arranged. â€Å"But there’s one thing I need tell y ou,† there was a long interruption. â€Å"What right? † I answered. â€Å"I simply needed to tell you that I truly love you.And I trust our relationship is sufficiently able to retain anything. † he said with an unsteady voice. Numerous things were flying all through my head after he had said that. â€Å"I cheated on you, this one time and it was never implied it to occur. † When he completed his sentence, I was in finished stun. I didn’t comprehend what to do. I didn’t need to remain there and let out the entirety of my sentiments at him. So I went with his sister and disclosed to her beginning and end. I for all intents and purposes dumped out the entirety of my sentiments and disarray into our discussion. It was the most ghastly day I had ever experienced.On the absolute first day I was with Alec, I thought it was all consuming, instant adoration. Regardless of the amount I might want to encounter that second again, I realize that I will n ever believe that feeling again. I presently realize that â€Å"Love at First Sight,† is only a conviction framework to where individuals need something to depend on or some sentimental story they need to tell their youngsters. Regardless of whether it was â€Å"Teen Love† or â€Å"Love at First Sight,† that one little flash, that decides your friendship towards each other, will stay away for the indefinite future because of the experience that I experienced.

Directions for Direct Address

Headings for Direct Address Headings for Direct Address Headings for Direct Address By Mark Nichol This post, dear peruser, depicts appropriate accentuation and capitalization related with writing in which at least one individuals are being tended to by name or job. Disarray flourishes about how or whether to set off a legitimate or normal thing that fills in as a name for at least one individuals from an announcement coordinated at that crowd, and when to underwrite the main letter of an in any case lowercased word that serves that work. One of the results of the pattern toward less conventional correspondence is the propensity of scholars to exclude accentuation from welcome, as in â€Å"Hi Buffy!† Technically, the welcome should peruse, â€Å"Hi, Buffy!† I can’t police Muffy’s each note to Buffy, however at the danger of sounding stodgy and making Muffy bad tempered I’ll remind her (and every other person) of that reality in this open gathering. (In any case, since dear in â€Å"Dear Buffy† is a modifier, not an addition, that expression gets no accentuation.) Another locution that, by the universality of mistaken utilization, increments such blunders virally is the inaccurately without comma truncation of â€Å"May I have your consideration, shoppers† and so forth: â€Å"Attention shoppers.† The word customers is a type of direct location and should hence be set off from the former addition by a comma. A comma should, moreover, be embedded after the immediate location in â€Å"Ladies and men of their word start your engines,† which in any case peruses as though the announcement implies that all around reproduced ladies and men offer the support of turning the readers’ start keys. At whatever point a sentence imparts that at least one individuals are being addressed, a comma (or two) is a piece of the procedure. At the point when the term of address goes before the announcement, embed a comma after the term of address: â€Å"Sir, if it's not too much trouble follow me.† When the term of address follows the announcement, embed a comma before the term of address: â€Å"Good work, everybody.† When the term of address is embedded into the announcement, support it with two commas: â€Å"Please, miss, would you be able to let me know the time?† Be that as it may, note that these terms of address don't start with capitalized letters. When are such terms promoted? This accentuation is commonly given just when the term is a replacement for a known name: â€Å"What do you recommend, Doctor?† â€Å"Please let us know, Senator, how you arrived at that conclusion.† This standard applies to assignments of family connections, as well: â€Å"Can I go see a film, Mom?† (Or â€Å"I inquired as to whether I could go see a movie.† But â€Å"I inquired as to whether I could go see a movie,† on the grounds that, for this situation, you’re simply depicting the individual â€Å"my mom† not naming her.) Need to improve your English in a short time a day? Get a membership and begin accepting our composing tips and activities every day! Continue learning! Peruse the Style classification, check our well known posts, or pick a related post below:Congratulations on or for?Running Amok or Running Amuck?Charles' Pen and Jesus' Name

MAST Michigan Alcohol Screening Test

MAST Michigan Alcohol Screening Test Addiction Alcohol Use Print The Michigan Alcohol Screening Test By Buddy T facebook twitter Buddy T is an anonymous writer and founding member of the Online Al-Anon Outreach Committee with decades of experience writing about alcoholism. Learn about our editorial policy Buddy T Updated on February 03, 2020 John Fedele / Getty Images More in Addiction Alcohol Use Binge Drinking Withdrawal and Relapse Children of Alcoholics Drunk Driving Addictive Behaviors Drug Use Nicotine Use Coping and Recovery Developed in 1971, the Michigan Alcohol Screening Test (MAST) is one of the oldest and most accurate alcohol screening tests available.?? Questions on the MAST test relate to the patients self-appraisal of social, vocational, and family problems frequently associated with heavy drinking. The test was developed to screen for alcohol problems in the general population. Drawbacks There are two drawbacks to the MAST test, compared with other alcohol screening tests available today. The length of the test makes it less convenient to administer in a busy primary care office or emergency room setting, compared to the shorter four- or five-question tests available. The questions on the MAST test also focus on problems over the patients lifetime, rather than on current problems. This means the test is less likely to detect alcohol problems in the early stages. Over the years, there have been several variations of the MAST developed, including the brief MAST, the short MAST, as well as the self-administered MAST. The following is the 22-question, self-administered MAST. The MAST Test The MAST Test is a simple, self-scoring test that helps assess if you have a drinking problem. Answer yes or no to the following questions: 1. Do you feel you are a normal drinker? (normal is defined as drinking as much or less than most other people) ___ Yes      ___ No 2. Have you ever awakened the morning after drinking the night before and found that you could not remember a part of the evening? ___ Yes      ___ No 3. Does any near relative or close friend ever worry or complain about your drinking? ___ Yes      ___ No 4. Can you stop drinking without difficulty after one or two drinks? ___ Yes      ___ No 5. Do you ever feel guilty about your drinking? ___ Yes      ___ No 6. Have you ever attended a meeting of Alcoholics Anonymous (AA)? ___ Yes      ___ No 7. Have you ever gotten into physical fights when drinking? ___ Yes      ___ No 8. Has drinking ever created problems between you and a near relative or close friend? ___ Yes      ___ No 9. Has any family member or close friend gone to anyone for help about your drinking? ___ Yes      ___ No 10. Have you ever lost friends because of your drinking? ___ Yes      ___ No 11. Have you ever gotten into trouble at work because of drinking? ___ Yes      ___ No 12. Have you ever lost a job because of drinking? ___ Yes      ___ No 13. Have you ever neglected your obligations, family, or work for two or more days in a row because you were drinking? ___ Yes      ___ No 14. Do you drink before noon fairly often? ___ Yes      ___ No 15. Have you ever been told you have liver trouble, such as cirrhosis? ___ Yes      ___ No 16. After heavy drinking, have you ever had delirium tremens (DTs), severe shaking, visual or auditory (hearing) hallucinations? ___ Yes      ___ No 17. Have you ever gone to anyone for help with your drinking? ___ Yes      ___ No 18. Have you ever been hospitalized because of drinking? ___ Yes      ___ No 19. Has your drinking ever resulted in your being hospitalized in a psychiatric ward? ___ Yes      ___ No 20. Have you ever gone to any doctor, social worker, clergyman, or mental health clinic for help with any emotional problem in which drinking was part of the problem? ___ Yes      ___ No 21. Have you been arrested more than once for driving under the influence of alcohol? ___ Yes      ___ No 22. Have you ever been arrested, or detained by an official for a few hours, because of other behavior while drinking? ___ Yes      ___ No Scoring Score one point if you answered no to the following questions: 1 or 4. Score one point if you answered yes to the following questions: 2, 3, 5 through 22. A total score of six or more indicates hazardous drinking or alcohol dependence and further evaluation by a healthcare professional is recommended. Do you think you may have a drinking problem? Take the online alcohol abuse screening quiz.

The Effects Of Gun Control On Our Society Essay - 1671 Words

For my family gun control is a picky topic. Especially for myself who is pro-gun and my father who is anti-gun to a slight degree. I believe that if you want to own a weapon or firearm of any type, as long as it is within the law, go for it. Whereas my father believes that you should only need to own a pistol, no semi-automatic rifles of shotguns. That is to say, he feels that rifles are not applicable in our daily life, and that we don’t need them. I do own a good number of knives, and I will carry one on me from time to time, for the purpose of self-defense. Which seems to be a common factor with most gun buyers. With this in mind we should examine other countries with lower crime rates to see if there is a method to reduce the effect of gun violence in our society, the current gun application process, as well as look into the past to see if we can learn anything at all from others mistakes. Today especially in Massachusetts gun control is the toughest of all of the states. So much that if you wanted to carry in any state some licenses will get you access to multiple states, but Massachusetts is its own entity. A gun license in Massachusetts is only valid in Massachusetts. Getting multiple licenses complicates carrying in other states, and that is not the main effort to control firearms. According to Nation Master The crime level in the United States is 55.84, and the United Kingdom is at 48. Which is not surprising as it is insanely difficult to obtain firearms in theShow MoreRelatedThe Effects Of The Weapons Effect On Gun Control934 Words   |  4 PagesHow does aggression relate to gun ownership/use? Does aggression actually have an effect on gun control? There have been many studies done that says it does. But, the question is, does everyone with a gun have to take it out with their aggression. Not everyone does take it out but there is a great amount of people that actually do. I am going to talk about the studies that have been done and how they impact society. Currently, in the United States we have a lot of violence going on. Is it becauseRead MoreGun Control Is Not Regulated Now Essay1418 Words   |  6 Pagesfirearm control is not regulated now, what would be the outcome and its effects on society in the future. As of now the laws of gun control have little to no effect on crimes committed using a gun. It’s a known fact that firearms are the most used lethal weapon during violent crimes, here in the State of Texas. As a concerned resident of the state, I am motivated to bring to the attention of our law enforcers, that stricter laws on firearms should be enforced. For the reasons of safety in our neighborhoodsRead MoreDo People kill People, or do Guns Kill People1705 Words   |  7 Pagesdebate on the topic of gun control. History has shown that there are positive and negative effects of gun control laws and high profile events that have lead to a highly controversial debate. Around 1788, James Madison stated that the Second Amendment was written to assure the southern states that Congress would not â€Å"undermine the slave system by disarming the militia, which were then the principal instruments of slave control throughout the South† (Bogus 1). Gun control laws, which are laws thatRead MoreGuns, Ammunition And Its Negative Effects On Society944 Words   |  4 PagesIssue Question: can the availability of guns, ammunition and its negative effects on society be a thing of the past? Claim: An analysis of the United State gun culture reveals their negative effects on society. Thesis paragraph: In the wake of recent killings and mass shooting in sandy hook and other locations across the country and communities, there has been public cries for the need for stricter gun laws and regulations. Gun violence has become a major problem facing the country. Day inRead MoreAgainst Gun Control Of The United States1145 Words   |  5 PagesEnglish II November 1, 2015 Against Gun Control Crime and guns, the two always seem to be acting together, however, these two elements are absolutely nothing alike. Do guns commit the horrific crimes? Do the laws placed on gun control keep the citizens of the United States safe? These are the questions many citizens and lawmakers are asking themselves when they try to launch laws on gun control. Although many people are for gun control, they do not realize that gun control violate the United States SecondRead MoreGun Control Laws Limit Violent Crime1385 Words   |  6 Pagesabsence of a correlation between strict gun control measures and reducing violent crime rates in US states. It is time to ensure that our Constitution is upheld to protect the ideals of American democracy. The proposal of restricting US citizens from purchasing firearms is invalid because they are protected to do so under the Constitution, strict government regulations on other harmful products have not been effective in the past, and the idea that gun control laws limit violent crime is a misconceptionRead MoreIs Gun Ownership a Right?1214 Words   |  5 Pagespeople kill people, or do guns kill people? According to the U.S. Constitution, the Second Amendment states that the right to bear arms should not altered.(Bill of Rights). Many American citizens believe this amendment is an individual right, while others believe that it is only a collective right intended to restrict Congress from taking away a states right to self-defense. This, along with other current events, has given rise to heated debate on the topic of gun control. History has shown that thereRead MoreShould There Be Additional Gun Control?1476 Words   |  6 PagesAdditional Gun Control? In America guns have been a part of the country’s society since it’s birth. Throughout history the citizens of the US have used firearms to protect the nation, protect their families, hunt for food and engage in sporting activities. The issue of Guns and gun control is complex. In the United States, gun control is one of these tumultuous issues that has both sides firmly entrenched in their positions. In this climate of growing violence, rife with turmoil and crime, gun advocatesRead More America Needs Some Gun Control Essay1552 Words   |  7 Pages Gun control is the effort to restrict or limit the possession and use of guns. The gun control debate may be one of the most important issues in our society. The U.S. Supreme Court ruled in 2008 that the 2nd Amendment restrains the government’s ability to ban handguns. Some politicians are passionate about gun control and make voting decisions based upon on this issue alone; hence, the people we elect into office directly affect our lives. A few republican politicians have a strongRead MoreThe Effects Of Gun Control On The United States Essay1742 Words   |  7 PagesGun control has become a very important topic within the United States after the past couple of months. There have been many issues that have occurred to make people think that banning guns is something we need to invest in, even though that just would not be the greatest option. There are many parts to winning a debate on gun control. One always needs to be sure to view both sides of the issue, look at the causes and the effects of the issue, and being sure one has enough facts and statistics to

You Decide Leonard Cooper Charter School Is a K-12 School...

Print This Page Scenario Scenario Summary Leonard Cooper Charter School is a K-12 school with approximately 1,000 students. The school wants to develop a local area network that meets the needs of the school now and is scalable for the future. There have been numerous complaints about the speed and reliability of the network, especially since a new addition to the building was added a few years back. Your Role and Assignment You are the systems administrator contracted by Leonard Cooper to upgrade the local area network to meet the ever-increasing needs of the buildings students and faculty members. Your first task is to interview key stakeholders to determine what the key areas of concern are. Activity The charter†¦show more content†¦Printing is a really problematic area for us. You see, we have over 50 networked printers in this building. Although we do need the printers, we need some way to consolidate the management of print jobs, as the queues on these printers often are filled. We also need to navigate to each printer individually to clear them. There has to be a better way because this is ridiculous. Collisions have become a problem for us as well since we started to add new computers a few years ago. In the morning when everyone gets in, network performance slows to a crawl because everyone is busy on the network with their morning attendance and checking e-mail. After performing a network analysis, I figured out that there were way too many collisions on the network. There has to be a way to fix this. John Fischer, HVAC Tech, Male Back to top You know, 20 years ago when I started in this business, I never had to have discussions with the computer folks. My, how have times changed! Today, about 90% of my equipment located within the facility can be managed via my laptop and Web browser. Whenever I plug my laptop into the telephone looking jack in the wall, my operating system says that Im now operating at 10 megabits. Then, whenever I browse to my equipment, I cannot retrieve any data. After going back and forth with the HVAC support techs, they determined that my connection needed to be 100 megabits. They said it must be my networkShow MoreRelatedContemporary Issues in Management Accounting211377 Words   |  846 Pagesagreed with the appropriate reprographics rights organization. Enquiries concerning reproduction outside the scope of the above should be sent to the Rights Department, Oxford University Press, at the address above You must not circulate this book in any other binding or cover and you must impose the s ame condition on any acquirer British Library Cataloguing in Publication Data Data available Library of Congress Cataloguing in Publication Data Data available Typeset by SPI Publisher Services, PondicherryRead MoreRastafarian79520 Words   |  319 Pagesagreed with the appropriate reprographics rights organization. Enquiries concerning reproduction outside the scope of the above should be sent to the Rights Department, Oxford University Press, at the address above You must not circulate this book in any other binding or cover and you must impose this same condition on any acquirer Library of Congress Cataloging-in-Publication Data Edmonds, Ennis Barrington. Rastafari : from outcasts to culture bearers / Ennis Barrington Edmonds. p. cm. IncludesRead MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 PagesManager, Production: Lisa Rinaldi Full-Service Project Management: Christian Holdener, S4Carlisle Publishing Services Composition: S4Carlisle Publishing Services Printer/Binder: Courier/Kendallville Cover Printer: Courier/Kendalville Text Font: 10.5/12 ITC New Baskerville Std Credits and acknowledgments borrowed from other sources and reproduced, with permission, in this textbook appear on the appropriate page within text. Copyright  © 2013, 2011, 2009, 2007, 2005 by Pearson Education, Inc., publishingRead MoreDeveloping Management Skills404131 Words   |  1617 Pagesmymanagementlab is an online assessment and preparation solution for courses in Principles of Management, Human Resources, Strategy, and Organizational Behavior that helps you actively study and prepare material for class. Chapter-by-chapter activities, including built-in pretests and posttests, focus on what you need to learn and to review in order to succeed. Visit www.mymanagementlab.com to learn more. DEVELOPING MANAGEMENT SKILLS EIGHTH EDITION David A. Whetten BRIGHAM YOUNG UNIVERSITY Read MoreOrganisational Theory230255 Words   |  922 Pagesfield that in recent years has become ever more fragmented. Organization theory is central to managing, organizing and reflecting on both formal and informal structures, and in this respect you will find this book timely, interesting and valuable. Peter Holdt Christensen, Associate Professor, Copenhagen Business School, Denmark McAuley et al.’s book is thought-provoking, witty and highly relevant for understanding contemporary organizational dilemmas. The book engages in an imaginative way with a wealthRead MoreExploring Corporate Strategy - Case164366 Words   |  658 Pagesa declining market. Thorntons – a variety box of strategies in the manufacture and retail of chocolates. Burmah/BP – selling-off the company as a strategic choice. Royal Bank of Scotland – corporate level strategy as seen by the company chairman. Coopers Creek – developments in domestic and in ternational collaboration for a New Zealand winery. KPMG (B) – building a global firm in professional services. Eden Project (A) – inspiration, innovation and entrepreneurship to create a new ‘wonder of the world’Read MoreMarketing Management130471 Words   |  522 PagesDBA 1652 Marketing Management UNIT -- I Unit No. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 Unit Title Marketing management – an introduction Marketing environment Marketing with other functional areas of management Market segmentation Market targeting and positioning Product management Brand management Pricing Channel design and management Retailing and Wholesaling Integrated Marketing Communication Advertising management Sales promotion Personal selling PublicRead MoreOne Significant Change That Has Occurred in the World Between 1900 and 2005. Explain the Impact This Change Has Made on Our Lives and Why It Is an Important Change.163893 Words   |  656 Pagesconditions between different sorts of political regimes— communist, capitalist, colonial, and fascist. Particularly revealing are Spodek’s discussions of the influence of prominent urban planners and architects— including Le Corbusier and the Chicago School—urban preservation and the city as the locus of global cultural development, and the ways in which slums and shanty towns have morphed into long-term homes and viable communities for perhaps a majority of urban dwellers worldwide in the last half

Be Not Afraid of Goodness Free Essays

While hearing some talks by Cardinal Mario Bergoglio during the previous week of the Pope’s election, it was mention the word â€Å"coprophilia† as a common reaction by people in front of certain information. This was an answer made to LaStampa. it, an Italian Online Newspaper, about the sensationalist journalism that often publishes scandals about the Catholic Church (qtd. We will write a custom essay sample on Be Not Afraid of Goodness or any similar topic only for you Order Now in Tornielli n. pag. ). He explained that this kind of journalism is a result of a sickness called coprophilia, something that most of journalists are in danger to get and by them, people in danger to commit â€Å"coprophagy†, a common sin that marks all women and men (qtd. n Tornielli n. pag. ). After a week, this Cardinal was elected as the new Pope of the Catholic Church. In the moment I heard about him, I run to find those words’ meaning. I discovered that Merriam-Webster Online defines â€Å"coprophilia† as â€Å"marked interest in excrement† (n. pag. ) and coprophagy as â€Å"eating of feces that is normal behavior among many animals† (n. pag. ). Therefore, I started to think about the meaning of those words in context of Cardinal Bergoglio’s answer, now Holy Father Pope Francis. What did he mean about people sick of coprophilia and committing coprophagy when we talk about the scandals of the Catholic Church? Fortunately, the bomb of news about the new Pope’s election and people’s perceptions and comments about him as man and Catholic leader answered my questions. He meant that coprophilia is the people’s tendency – and journalists, as main source of information – to look for the worst part of something in a morbid way, placing the good aside; that makes people – receptors – to commit coprophagy by consuming that negative perspective. Once the Holy Father Pope Francis gave his first words to his people, most of Catholics realized that he was a very humble man who just asks us to pray for him and for each other. In his Homily for inaugural Mass of Petrine Ministry, he mentioned several important facts directed to not just Catholics, but also to all the Governors who were present there in Saint Peter Square, Vatican. He said, â€Å"Let us never forget that authentic power is service, and that the Pope too, when exercising power, must enter ever more fully into that service which has its radiant culmination on the Cross† Holy Father Pope Francis n. pag. ). Also he explained, â€Å"We must not be afraid of goodness, of tenderness† because tenderness â€Å"is not the virtue of the weak but rather a sign of strength of spirit and a capacity for concern, for compassion, for genuine openness to others, for love† (n. pag. ). Those words opened mine mind and heart deeply; I could not believe that simple words like his could move me so much. I felt very happy and inspired by him and wanted to find more information about him and his previous talks and writings as Cardinal. Nevertheless, those nice feelings were shocked by horrible information about him just typing his name on Google. There were several news about him as a participant priest of the Argentinean dictatorship during 1976-1983, as well as accusations of misogynistic activity because of some things he supposedly said about women’s incapacities in a conference. Not wanting to trust that information, I started to ask people. Sadly, I found most of them with the knowledge about the unfounded internet accusations, but not about what he has said about service and tenderness. It was then that I comprehended deeply how people, journalists as the first source of communication, have an excessive interest on the â€Å"secret† or â€Å"bad† aspects of any news and deny people the very good information they can get, as the whole inspiration I received upon initially reading the Pope’s words. After searching on Google and asking people, I started to dig a little bit on certain reliable information. Fortunately, I found that the new Pope’s supposed participation in the dictatorship were false accusations based on pictures of him, from his back, giving the communion to General Videla – Dictator Argentinean President. The picture showed an old thin man as priest, but that year, he was 26 years old, so he could not be that man. Other sources showed as well that people who were imprisoned because of him declared publicly that he was not involved with dictatorship actions. About misogynistic declarations of women in a conference, a program of Eternal Word Television Network did a search about that conference of Cardinal Bergoglio talking about women’s incapacities and recurred directly to the only source that was accusing him, and it resulted that they have said that from a Yahoo forum commentary made by an atheist person who hated the Catholic Church. That person did not have any fundament for saying that. Sadly, all of this false information was spread quickly and most of people were consuming those arguments easily. All this experience made me grow in the way of evaluating mass information, I discovered that despite the fact something could be really good, like the thoughts of Holy Father Pope Francis that everybody can take advantage of, there will be a dangerous filter which will try to show us the worst part of it. However, that is not because of â€Å"evil† journalists, is because of people’s consumption. In general, people do not care about the true behind information; just pay attention to the secret and bad things can be said about something. Therefore, being critical while reading and willing to find the truth, could give us enormous benefits allowing us to know the best part of everything taking care of our minds and hearts. How to cite Be Not Afraid of Goodness, Papers

The Brand Strategy of Philips-Free-Samples-Myassignmenthelp.com

Question: Discuss about the Brand Strategy of Philips. Answer: Introduction Philips, the big name in the technology sector is a Dutch company whose sole concentration lies on electronics, healthcare, and lighting. Founded in Eindhoven by Gerard Philips, it is one of the largest electronic companies in the world. With more than 100 thousand employees across 60 countries worldwide, it is also one of the largest producers of lighting products in the world (Merchant and Rose 2013). Brand management and planning is the analysis of how the brand is anticipated in the market. In this report, brand management of Philips will be discussed along with an overview on how different strategies of branding are followed by the origination to accomplish sales goals. Brand Architecture Strategy The strategy is an out- inside approach to organize the brand offerings of the company. The brand is made on the structure. From the point of view of internal structure, it has been pointed out that the brands existing services and products are in the mode of interplay with one another. The point of view is creating criteria through the help of the extension that can be perceived. Externally, this process combines within the development of the framework, which can be perceived (Rosethorn 2016). An unrefined brand architectural strategy of Philips, which is much before the year 1995, led to the failing of recognizing the products breadth by the customers. Higher costs, which involved marketing and branding resources, are also affecting the brand image of the company (Hillenbrand et al 2013). Philips with its brand name One Philips failed to attract many customers due to the problem in the internal communication. By taking a profitable amount of time in order to maintain proper sophisticated structure, the upcoming risks could be mitigated. The optimization of the expenditure is a way to allow the companys brand to enjoy a new brand awareness and a struggle to improve the image of the brand. Likewise, Philips also realized to clarify and redefine its brand image. This resulted to the end of One Philips and the beginning of the era of Sense and Simplicity and then again reinterpreting into innovation and you. Accordingly, Philips had also streamlined the various divisions of t he product into the three parts: consumer products, lighting and healthcare. There are types of Brand Architectural Structures, which include house of brands and branded house. Philips features Branded house structures, which contains the services, and products that bear the brand name of the organization in order to motivate communication value and purchases. Brand Potential It includes the vision of the brand which incorporates the view of the managements potential based on long- term which is influenced by the improvements of the firm and has the ability to give recognition to the possible and current brand of the future. The Brand boundaries are the way to identify the products and the brand who should offer the different benefits and also the needs which should satisfy the customers (Buil et al 2013). The brand positioning refers to the reference based on competitive frame, point of differences, priority and the mantra of brand. It has been accordingly claimed that Philips is a reputed and prestigious brand. The efforts should be made to make its brand potential to make the products for tomorrow. The Brand boundaries of the Philips offer products which give different benefits such as mixer, tube lights, bulbs and other electronic gadgets are being used and also other appliances with innovative methods to make the brand of the company famous. Repositi oning of Philips represented a correct example about how the branding should be. Philip breaks the description of the product from the confusing jargon and then to the bare essentials, further making clearer and easy to apprehend by any customers. In most of the cases, their product line does not surpass more than one line text. In order to give importance to the name of the brand, an Advisory board has been created whose function is to give the perspectives of outside which encompass the continued efforts, which are targeted towards their promises. Philips focused on the portfolios of Brand, which incorporates mainly the way to attract the customers and to enhance the internal competition within the firm. Second, to attract the particular segment of the market, which is still not covered by other competitors as the market is new to capture. Brand Hierarchy A brand Hierarchy is a way to summarize the strategy of branding, by displaying a number of elements of the brand (KALININA 2014). All the brands are having a small beginning like Philip, who includes the descriptor of the product, level of modifier, brand level of an individual, family brand level and then comes the company brand level. It follows the level of individual and modifier brand level. Philips, in the beginning faced problems in terms of what is the number of levels that a brand must use and to allocate some of the specific types of products under the umbrella of one brand (Som and Blanckaert 2015; Duin, Ortt and Aarts 2014). Conclusion The branding of a product acts as an ambassador of the product. Great products can be unsuccessful due to wrong brand management strategy. Philips needed a brand repositioning because of its complex approach to marketing and thus, the change in the tagline and new marketing strategy, regarding branding helped the organization to gain the position they are in today. It is understood by branding promotion of Philips, that simplicity is the need of the hour. The complex and complicated subject can overshadow a brand. It is necessary to know and understand the need and communication capacity of the consumer, to provide a positive brand valuation to the consumer. Due to its strong branding promotion, the organization has been able to change itself from being an endorsing brand to a monolithic brand. Companys future endeavors and plans to incorporating into greater Philips brand have empowered it to come up with the tagline sense and simplicity. References Buil, I., De Chernatony, L. and Martnez, E., 2013. Examining the role of advertising and sales promotions in brand equity creation.Journal of Business Research,66(1), pp.115-122. Chao, P. and Jo, M.S., 2015. The impact of brand, attribute strength and country-of-origin on product evaluation: A web survey. InProceedings of the 2000 Academy of Marketing Science (AMS) Annual Conference(pp. 186-191). Springer, Cham. Duin, P.A., Ortt, J.R. and Aarts, W., 2014. Contextual Innovation Management Using a Stage?Gate Platform: The Case of Philips Shaving and Beauty.Journal of Product Innovation Management,31(3), pp.489-500. Hillenbrand, P., Alcauter, S., Cervantes, J. and Barrios, F., 2013. Better branding: brand names can influence consumer choice.Journal of Product Brand Management,22(4), pp.300-308. KALININA, M., 2014. Capturing meaning through Brand value and Green marketing. , (1), pp.52-58. Merchant, A. and Rose, G.M., 2013. Effects of advertising-evoked vicarious nostalgia on brand heritage.Journal of Business Research,66(12), pp.2619-2625. Rosethorn, H., 2016.The employer brand: Keeping faith with the deal. CRC Press. Som, A. and Blanckaert, C., 2015.The Road To Luxury: The Evolution, Markets and Strategies of Luxury Brand Management. John Wiley Sons.

Angela Carters The Bloody Cha essays

Angela Carters The Bloody Cha essays "How can the bitten apple flesh out its scar again?": Bridging the gap between our Natural and animal selves, in Angela Carters The Bloody Chamber Angela Carters The Bloody Chamber sets out to examine sexuality for women within a misogynistic society. I believe that Carters transformation of such classic fairy tales as Beauty and the Beast, and Little Red Riding Hood, is her attempt at bringing to light ideas that have always existed within those tales yet have never been understood. What Cater is trying to show is that society embraces these fair tales for a reason, and its not because of the handsome prince s, and happy endings but rather because of the fact that they show how todays culture has distanced itself from nature, and the problems that arise as a result of that. Carter seems to feel as though civilization has pushed nature aside, and is fully intent on covering it up, and that todays culture would rather go after what is fake and unreal rather than what comes from nature. The question that The Bloody Chamber seeks to answer is ...how can the bitten apple flesh out its scar again? In other words, now that society has become so distant form nature, how can it go back, and repair the damage it has caused? Carters answer comes in the form of one word mutilation, which in her case is not a reference to bodily harm, but rather the idea of mute or silence. I would like to argue that it is this idea of muting or silencing nature that is the key to understanding how the bitten apple can flesh out its scar again. In my opinion, Carter is suggesting that it is when we stop silencing the voice of nature and begin to embrace it, that the irreparable gulf that currently separates us from our Natural and animal selves can be bridged. At that point, the scar that marks our separation from Nature can finally begin to he...

College admission - Personal statement

College admission - Personal statement "If there's a will, there's a way" is a motto that I've lived by. I still remember when I was young. I greatly disliked math and it appeared to dislike me. I was going to accept the fact that I might not be able to become a math person. I purposely did not do well on almost all of my math exams in elementary school. I virtually gave up. And living in xxx, it was a pretty cut-throat environment. However, as I grew older I felt the need to challenge myself. For that reason, I had slowly developed a personal drive for excellence as I grew and I always expected greatness from myself. I felt I needed to defeat my worst fear- math. I believed that if I faced it with a positive attitude, I would eventually find a way to overcome it. By the time I turned twelve, I began to enjoy doing math and it recently has become my favorite subject.Mathematics PondI am interested in math related subjects, because I enjoy the excitement and satisfaction in solving a math problem. The resolve I feel after finishing a math question is comparable to that of explorers and mountaineers after climbing mountains. The feeling of accomplishment overwhelms me with joy and delight. Math stimulates my memory and keeps me mentally active at all times. It helps me to develop my problem solving skills and to reach another level of greatness in my day-to-day life. It brings a greater attention to detail and I have grown to realize that one small mistake has the potential to lead to a disaster.Before this significant change in my life, I had never realized that math was so important to me and I had never thought of math as something that would...

Sigma Motion Inc. Application #4 Essay Example | Topics and Well Written Essays - 1000 words

Sigma Motion Inc. Application #4 - Essay Example The founder of the company, Ron Burton, is an experienced businessman in the linear motion products environment and he inherited the skills running family business from his father. The impression from the case is that, the Burton family incorporated nonfamily management in its desire for the company’s success. Alderson (95) points out that engagement of nonfamily management in family business is an important practice in ensuring continuity of business activities in case the successor is not fully prepared to assume the top leadership position. In reality, for a family business to be successful, there must be proper coordination between the family and the external workforce. According to the case, Sigma Motion Inc had several competitive advantages that gave room for its continued success. These competitive advantages included its small size, competent engineering team, high quality of products, customization of services, a wide product line and a proficient management team. Essentially, the small size of the company facilitated apt reaction to customer requests and market changes. In addition, with a well established and competent engineering team, the company was able to diligently handle technical issues and give prompt advice to customers. In essence proper handling of customers has the impact of developing customer loyalty and consequently providing a wider market. Provision of high quality products and a five year warrant plan by the company contributed to its better performance than its competitors. The establishment of a deep production line facilitated rapid business growth and sustainable product development. Consequently, establishment of a p roficient management team composed of internal family members and external mangers was a significant step to ensuring long stay of the company in the linear motion

Homeopathic remedies (argumentative Essay Example | Topics and Well Written Essays - 2750 words

Homeopathic remedies (argumentative - Essay Example The second principle is that the natural property of homeopathic remedies is maintained and retained even after the repeated dilution and sucussion beyond the Avogadros number. The fundamental theory of Homeopathic remedies is that the micro doses of these materials are used to stimulate the natural protective and healing mechanism of the body resultantly aiding as a remedial system. The interesting part of homeopathy is that this alternative medical branch utilizes diluted doses of such materials which are assumed to cause similar symptoms as that of the actual disease. The basic theory involved is that imparting such foreign materials would cause and prompt the body to formulate a defensive mechanism which ultimately would help the remedy of the actual disease. This possibilities branch of such a remedial system was first explored by Samuel Hahnemann, a German physician in the year 1796 (Jonas, Kaptchuk & Linde 2003, 393-399). The continued dilution of the naturally extracted mater ials is achieved by serial shaking and the dilution is expected to continue till a stage where least of the original ingredient remains. The remedial outcome is assumed to increase with the continued dilution. The general strategy followed by the homeopaths in determining the remedial measure is through the assessment of the disease symptoms with reference to a calibrated index of symptoms (Rite Care, 2009). Along with this, the physical and psychological state of the patients is taken into account while recommending the remedial measure (Rite Care, 2009). In the present scenario of clinical research, homeopathy is increasing growing in importance. A lot number of researches are seriously undertaken so as scientifically to confirm the benefits of homeopathy as an effective remedial branch of medicine. This should be read together with the fact

Insurance Company Case Study and Analysis

Insurance Company Case Study and Analysis This Life Insurance Company Ltd. is one of the famous insurance companies in India offering various effective life insurance policies. This Life Insurance Company Limited is often known as Tata AIG Life. This Life is a joint venture of the Tata Group and American International Group, Inc. (AIG). Offers many standard custom made life insurance policies. It is one of the oldest and leading business group of India. Tata group has a long association with Indias insurance sector being the largest insurance company in India prior to the nationalization. American International Group INC is leading US board International insurance financial service organization this Life Insurance Company Limited or this insurance company brings to you a wide choice of life insurance policies for individuals, small and large business industries and for ventures. Apart from these, the company also provides additional life insurance coverage to assure the clients an insurance policy designed for them. The Tata Group holds 74 % stake in the insurance venture with AIG holding the rest 26%. Tata AIG Life provides insurance solutions to individuals and corporate sectors. This Life Insurance Company received license for operating in India on February 12, 2001 and started its operations on April 1, 2001. CEO of TATA -AIG is Mr. Ian J. Watts Joydeep K. Roy, the alternative channels. The various life insurance policies and services offered by the Tata AIG Life include:- For individuals: Life Health First MahaLife Gold Life Invest Assure Plus Life Invest Assure II Life Health Protector Life Invest Assure Care Life Invest Assure Gold Life Health Investor Life Invest Assure Extra Life Plus Life Shubha Life Life Easy Retire Life Assure Security Growth Plan Life Assure Money Saver Life Raksa Life Assure Golden Plan For Children: Life Assure 21 years Money Sanchay Life Assure Career Builder Life Star kid Life Invest Assure Plus Life Assure Educated at 18 Retirement Plans: Life Nirvana Life Easy Retire Life Invest Assure Gold Corporate life insurance products offered by this Life Insurance Company Ltd:- The Tata AIG Life Insurance Company Limited also offers various corporate life insurance products that include Group Pension Employee Benefit Workplace Solution Credit Life THE CASE American Insurance group in USA will have a bearing on its business in India, particularly its insurance business which it is running in collaboration with Tata. However sources in the industry say that policy holders are not required to worry as the financial condition of insurance subsidiaries of AIG in India is quite stable, and they are able to meet all the liabilities emerging out of claims from their policy holders. Insurance Regulatory Development Authority (IRDA) has also expressed its concern over the recent developments in the United States financial markets. AIG, which is one of the leading insurance group of US, has asked financial assistance from the Federal Reserves. AIG is operating in both the life and non-life insurance sectors. In a statement IRDA said that reports of life insurance and general insurance companies promoted by Tata and AIG as on March 29, 2008 indicated that both companies have satisfactory solvency position which suggests that they have enough assets which is capable of meeting their liabilities. IRDA further clarified that life and general insurance companies promoted by Tatas and AIG are companies registered under the Indian Companies Act and are restricted by the provisions of the Insurance Act . From the reliable sources we found that policy holders should wait for clarification before taking any decision. AIG in USA has a solvency issue but in India there is no liquidity issue due to the intervension of IRDA. So there may not be a problem in the Indian insurance market. Though in many countries, policy holders are in a hurry to cancel their policies, but in India there is no need to take such steps. Thus Industry experts said that there is no need to worry and policy holders should keep their insurance policies intact. This companys general insurance is among the top 5 general insurance companies of the world and has earned a net premium of RS.812 in 2008-09. This company is also one of the leading primary sectors and has earned a yearly premium of Rs.970 corer. Solution of the case One of the officials Tata said that if AIG is not able to survive in the USA is forced to file for insolvency, Tata will buy out the 26% share of AIG in both the companies and the customers interest will remain safe. Then find some other foreign company and sell that 26% to them. So IRDA took the decision that they will seek a new promoter incase Tatas buys out the share or not the policiers interest will remain unaffected. But later on the matter settled down and AIG somewhat regained its lost position and thus Tata decided not to buy off their shares and till date they are continuing their insurance company together. Conclusion In India the insurance market was suffering before but now it has regained its lost status. But still now Life Insurance Corporation of India acquires 64% share of the entire insurance holders followed by ICICI prudential which has only 9% approx. of the market. Tata AIG has almost a negligible Insurance market share which is less than 2%. So they need to work a lot in order to establish their hold in Indian market.

Financial Comparison of Ryanair and British Airways Essay

Ryanair is considered as the pioneer of the low-cost business model, while British Airways is constantly ranked amongst the world’s best legacy carriers. Both of these airlines are dominant companies in their segment with high passenger numbers and vast network coverage. Therefore the following question rises – how these airlines are different in terms of finance and which business model is more fruitful in the middle of an economic downturn? In order to find the answer a thorough financial investigation has been conducted relying on the data outlined in the airlines’ annual reports. In the first section of the report the emphasis is put on the current financial situation of the airlines, while outlining the existing sources of finance. These sources are investigated thoroughly in the second part. The final section evaluates the possible or available sources to finance future investments. Review of Ryanair’s and British Airway’s current financial situation Ryanair in the fiscal year of 2012 has generated a total of â‚ ¬4,390.2m operating revenue mainly through scheduled revenues. The company has increased its operating revenues since 2010 by â‚ ¬1,2bn primarily due to fare increases. In 2012 the total operating expense was â‚ ¬3,707m. This is also the peak in the last three years, mostly attributable to fuel and oil costs, which have almost doubled since 2010. Hence the net profit for the 2012 fiscal year was â‚ ¬560.4m, the highest in the history of the company. British Airways in the fiscal year ended 2011 December 31 accounted a profit of  £672m after paying the taxes. This can be considered as a significant improvement after 2010’s profit of  £170m. These figures do not provide enough in-depth information on the airlines’ real situation. In order to identify the sources of finance and the real position of BA and Ryanair further investigation with the use of ratios is required. Liquidity Current ratio is a liquidity measure that compares the liquid or current assets of the airline with its current liabilities. (Atrill, McLaney 2002) For the fiscal year of 2012 Ryanair’s CR was 2.1355, which represents high liquidity. Generally the higher ratio is considered to be the better. According to Morrell the industry general ratio is 1.00. This suggests that Ryanair is capable of financing its short term commitments towards banks and suppliers However, it must be noticed that the airline has significantly high cash reserves, namely â‚ ¬2.7bn. Such rate suggests for the banks and suppliers that the company is low risk for investment and has high liquidity, but also proposes that the cash is being accumulated to finance future aircraft orders or other investments. The fact that the cash reserves has grown with â‚ ¬1.2bn in the last two years also underpins these assumptions.(Morrell 2007) British Airways has a low current ratio of 0.7531. It points out the problem that BA cannot finance its current assets from its current liabilities. Thus, it can be assumed that the short term debts are financed through the more expensive long term loans. The company’s cash reserves are  £1.7bn, which is considerably lower in comparison to Ryanair’s reserves. This can result in higher interest rates as the airline is not considered as a safe investment for lenders. According to Moody’s credit rating company BA’s credit ratings were B1 and BB in 2011. Also being a legacy airline BA works with more third party suppliers like travel agents and these issues can mean that the pay-outs are delayed. It is important to note that Ryanair and the low-cost business model do not use travel agents. Performance and earning The operating margin gives an indication of management efficiency in controlling costs and increasing revenues as it represents the operating profit as the percentage of total revenues. Comparing to last year’s results, both airline’s ratios have remained flat, namely 14% for Ryanair and 5.2% for BA. It means that on every pound or euro BA makes  £0.05 profit, while Ryanair â‚ ¬0.14. However, the low-cost model seems to be more profitable, but it must be taken into account that they are also operating in a lower cost structure. Also, BA has managed to generate a positive operational margin as in 2008 and 2009 its values were negative. Return on Equity (RoE) is the net profit after interest and tax expressed as percentage of shareholder’s funds. BA has achieved a 26.2% RoE in 2011, while the same value for Ryanair was 16.9%. It means that BA is making more profit from the shareholders money. The shareholder’s money is only the one-third of BA’s asset, while Ryanair is half founded by the investors. Solvency Gearing ratio is a measurement of the contribution of long-term lenders to the long term capital structure of a business. Ryanair’s gearing ratio was 53.98% in 2012, which is considerably high for a low-cost airline. In other words it means that the company is financed half from borrowing and half from own capital. The lower the gearing ratio of the airline the greater the firm’s capacity to borrow more money at a lower interest rate, due to the lower risk to banks and lenders. Oppositely, BA has an even higher gearing ratio of 65.5%. Around one third of British Airways’ capital is funded by the shareholders, while the remaining is sourced from long-term loans and debts. The following table summarises the previously outlined performance and liquidity ratios of the airlines. BA( £) Airline Ryanair(â‚ ¬) 9,987 Total revenue 4,390.2m 672m Profit after tax 560.4m 0,7531 Current Ratio 2,135 63,80% Gearing Ratio 53,98% 570m Cash Reserve 2708m 26.2% ROE 16.9% 5.2% Operating Margin 14% Fleet commitments Ryanair Replacing the aircrafts is not only increases the airline’s prestige but can mean a significant reduction in operating costs as the new generation of aircrafts are much more fuel efficient or can carry more passengers than the predecessors. As the core of the LCC business model Ryanair only flies Boeing 737-800s thus reducing the maintenance costs significantly. The carrier has one live contract from 2005 with the American aircraft manufacturer that covers the procurement of 197 brand new 737800s for which the unit cost is $51m. (Ryanair 2012) ï‚ · Ryanair’s long-term debt for aircraft commitments, including current maturities was â‚ ¬3,625.2m at March 31, 2012. The airline has funded a significant portion of its acquisition of new aircraft and equipment through borrowings under facilities provided by international financial institutions on the basis of guarantees issued by Ex-Im Bank. At the end of fiscal year 2012 the carrier had a fleet of 294 Boeing aircraft of which 199 were funded by Ex-Im Bank guaranteed financing. Other sources to cover aircraft costs are Japanese Operating Leases with call options (30 aircrafts) and commercial debt financing (6 aircrafts). According to the bookings, 235 aircraft are owned by Ryanair, which are financed through long-term bank loans. Operational leases funded 59 aircrafts at March 31, which means that Ryanair operate these aircrafts, but does not own them. The aircrafts are leased to provide flexibility within the aircraft delivery programme. 55 aircrafts is being financed through fix-rate debts, while for the remaining 4 aircraft Ryanair is paying variable rental payments. Out of the 25 aircraft, which has been delivered in the 2012 financial year, 11 were funded through sale-and-leaseback financing and the remainder through Ex-Im Bank guaranteed financing. To convert a portion of the floating-rate debts into the fixed rate debts, Ryanair has used interest rate swaps and cross currency rate swaps. As a result â‚ ¬1,314.7m of the aircraft loans are remained at floating rates. The remaining â‚ ¬2,310.5m is in fixed-rate euro-denominated debts with the maturities of 7 to 12 years. On all of the above mentioned borrowings the weighted average interest rate was 2.9%. The effective rate is the rough estimate for the weighted average cost of capital. It is calculated by dividing the interest paid for the year with the long term borrowings. For Ryanair it is 3.01%, which is really close to their given figures. Accordingly their cost of long term borrowings is 109.2m, which can be considered as low. The low rate also represents trust from the lenders and investors. But, on the other hand it must be noted that at March 31, 2012 aircrafts with a net book value of â‚ ¬4.8bn were mortgaged to lenders as security for loans. This may be the explanation for the low interest rates. In general, Ryanair has been able to generate sufficient funds from operations to meet its nonaircraft acquisition-related working capital requirements. Between 2008 and 2012 March Ryanair had sold and re-delivered a total of 39 aircrafts and also the company plans to dispose 8 additional before March 2014. Ryanair may choose to dispose of aircraft through sale and or non-renewal of the operating leases as they expiree between 2012 and 2013. In the next year the company has a total obligations of â‚ ¬1,143.3m out of which the third, around â‚ ¬571.8m is â€Å"purchase obligations†, i.e. buying the remaining 15 aircrafts. Each of the aircraft loans have similar terms – maturity of 12 years from drawdown date and being secured by a first priority mortgage. The overall aircraft debts (â‚ ¬3,625.2m) represent around 80% of all long-term liabilities, hence if the airline is capable of paying these commitments Ryanair should be able to preserve its current financial status in the upcoming years. As it can be seen the low cost carrier Ryanair has built up a well-functioning system to finance all its aircrafts, including the 15 Boeing 737s that will be delivered in the future. Furthermore by currency swapping and low interest rates the company is in total control of its costs. British Airways The transparency of BA’s financial situation is significantly lower comparing it to Ryanair’s. This can be explained in two ways, either they prefer not to reveal their financial strategy and sources as it can provide valuable information for the competitors or the company does not have the adequate financial background to finance its long term commitments. British Airways has a completely different fleet to cover both its short- and long-haul routes. The fleet is owned by the company or held in finance and operational leases. The 245 aircrafts take up two thirds ( £5.7bn) of the company’s total non-current assets. Also, 95% of the overall revenue is generated through the fleet. The aircrafts comprise different sized jets from various manufacturers making the operational and maintenance costs higher. In the annual report of year ended in December 31, 2011 BA outlined its current fleet and future aircraft deliveries and options. These include 50 firm orders and 84 options. The new fleet is made up from A320s, A380s, Boeing 777-300s and 787s, which are expected to enter service between 2012 and 2017. Furthermore, in Note 13 the airline states that the cost of these aircrafts is going to be  £4.1bn. But, no other information is provided about the sources that will cover these expenditures, thus it can be assumed that the future cash flows contain relevant information on these funds, but they have not been published yet. (British Airways 2012) The non-current liabilities of loans, finance- and operational leases add up to  £4.904, which is 30% more than Ryanair’s â‚ ¬3.8bn total long-term commitments. According to BA the bank and other loans at the end of 2011 equalled  £1,324m, comprised of fixed- and floating rate loans.  £693m is in floating-rate debts, while the remaining  £823m is in fixed rate loans and bonds. The average interest rate for the fixed rate debts is around 6.5%, which is significantly higher than Ryanair’s 2.9%. The floating rate loans are generally determined to be 0,5%+LIBOR. The lenders consider the airline as a higher risk firm that is why the interest rates are higher. Generally, the loans are repayable between 2014 and 2018, with one exception none of the loans need to be repaid until 2014 and on. Such conditions allow BA to use the debt to generate cash in the next 2-4 years. BA uses finance leases and hire contracts to acquire aircraft. These leases have both renewal options and purchase options. The total finance lease contracts worth  £2.227bn and similarly like Ryanair, it consist of different currencies namely US dollar, Euro, Japanese yen and Sterling. The non-current side of these contracts are  £1.12b, but around half of this is due obligatory in five or more years. Four of the new 777-300s are being leased through GE Commercial Aviation Services (GECAS). The finance lease agreements are mainly in place to fund the existing fleet. Therefore additional leases are required, if the new fleet is wished to be funded through such construction. The operating leases for BA’s aircraft range from five years and some leases contain options for renewal. However, this type of contract accounts for only  £316m of which is  £253 is not payable within one year. Comparing to 2010 BA has halved its operational leases from  £635m, it can be assumed that company took the lease contract for an aircraft or more, which was expected to be delivered in 2011, but it has been delayed so the company terminated the contractual agreement until the new aircrafts are delivered. Accordingly, it can be assumed that operational lease commitments are going to rise in the next two financial years. Unlike Ryanair, British Airways does not provide any kind of information about the structure of the leases. The following assumption can be made though; BA offered worse interest terms with the loan contracts than Ryanair because of its weaker liquidity and performance. British Airway’s effective rate shows the same trend as its 4.301%. The company paid  £161m in 2011 as cost for long term borrowings. Financing in the short run As it has been outlined above, Ryanair has a current ratio of 2.1, which provides a solid base for the assumption that the airline is financing its short-term liabilities from its current assets and operational profit. In fact Ryanair could repay all its short term liabilities from its â‚ ¬2.7bn cash reserve and would still be left with â‚ ¬0.9bn cash. Moreover, Ryanair’s current liabilities are half of BA’s short run commitments. In less than 1 year Ryanair will need to finance 1,1bn for obligations, like current maturities of long term debts and purchase obligations. But then again, Ryanair has the capacity to pay these. BA is more interesting in the short run as the airline’s current ratio is 0.75. Logically the question arises – if the short-term liabilities cannot be covered from the operating revenue then how is it financed? Possibly the long-term loans are used in such case which is leading to future liquidity issues. The main problem is the â€Å"trade and other payables† entry which accounts for  £3,117m within current liabilities. But, from this total amount the real credit is  £1,457m, which is the money BA owes to creditors like suppliers and travel agents. The remaining are mostly prepaid flights that the airline will accomplish in the new financial year. Having the suppliers wait for their money is a way to improve cash flow. The cash operating cycle for the company has been calculated by dividing the trade payables with operation expenses (less employee costs and depreciation). The average pay out period for British Airways is 80.1 days, which can be considered as high and nevertheless it also shores up the liquidity problems of the airline. On the other hand, Ryanair makes these to the creditors payments within 22.1 days. Note 28 describes BA’s liquidity risk in more detail. The results suggest that within the next 12 months British Airways is going to need around  £2.203bn to finance all its commitments for that period. Where the money is coming from? This question remains unanswered, but it can be presumed that BA is going to need new sources to fund this  £2.203bn short-term liability combined with the  £4.1bn commitments for the new fleets. Shareholders’ equity and dividend policy Ryanair has significant retained earnings, namely â‚ ¬2.4bn, even though there was a â‚ ¬500m dividend pay-out in 2010 October and also a similar sized one is planned in 2012 November. Seeing the results and pay-outs it can be assumed that the shareholders are happy with the dividend policy and this can serve as a basis for future capital injections, if necessary. On the other hand BA’s directors declare that no dividend to be paid for the years of 2011, 2010 and 2009. Such dividend strategy can be explained by the airline’s current liquidity problems. Depreciation Both companies included their depreciation strategies in the annual reports. Ryanair states accounts the Boeings for 23 years, while British Airways calculate with 18-25 years of lifetime for their aircrafts. From these numbers it can be assumed to lower the depreciation costs the amortisation rates are underestimated by both airlines thus saving millions in the accounts. British Airways 50 2012-2017  £4.104bn 4.301%  £161m  £3.683bn  £4.904bn Data not disclosed 80.1 days 31 March 2012 Airline Fleet commitments (no. of aircrafts) Delivery date Capital commitments for new aircrafts Effective rate Long term cost of borrowing/year Total current liabilities Total non-current liabilities Total non-current liabilities for fleet Average pay out period Financial year ended Ryanair 193 2007-2014 ~$10bn 3.01% â‚ ¬109.2m â‚ ¬1.815bn â‚ ¬3.879bn â‚ ¬3,625bn 22.1 days 31 December 2011 Future financing Ryanair Through the analysis of the financial statements it has been revealed that Ryanair has a stable financial structure that is capable to fund the various liabilities in the short- and long-run. The remaining aircraft deliveries are funded through operational revenues and cash reserves. But, it must be kept in mind that the latest fleet contract is from 2005 and all aircrafts will be delivered by 2014. The next couple of months are going to be important in terms of long term strategy for Ryanair. The accumulated cash reserves point that the airline is preparing for some sort of investment. It can be the acquisition of Aer Lingus or the procurement of new aircrafts. The acquisition of the Irish carrier is currently delayed by the EU, but Ryanair is putting all the effort to buy become major shareholder in the firm, which would enable them to appear on the long-haul market through Aer Lingus. It also has been outlined in the annual report that Boeing has granted to give significantly lower prices for Ryanair in return of bulk orders, promotional and other activities. In other words, they are inspiring the airline to go invest into a new fleet in the middle of an economic downturn. In such case the shareholders might be willing to finance the new requirements as they are kept â€Å"happy† and also the airline has been maintaining a steady growth rate both in profits and network coverage. Banks are also aware of the securitized aircrafts also of the vast amount of cash reserves. This background could enable Ryanair to obtain loans with lower interest rate. Ryanair is aware of the favourable contract conditions with Ex-Im Bank as the carrier has stated that they expect any future commitments or guarantees issued by Ex-Im Bank to contain similar conditions. Any inability to obtain financing for the new aircraft on advantageous term might have an adverse effect on the business, operations and financial conditions. However, easyJet founder Stelios Haji-Ioannou calls for a slower fleet expansion plans in the next years as he believes that the annual growth is not equal with the number of aircrafts on order. Ryanair should also consider this perspective of growth as they ground 80 of their aircraft for the winter period. A great bulk of aircrafts without sufficient demand could destabilise the airline’s financial position and could make Ryanair to reassess its financial sources. (Rothwell 2012) British Airways Additionally to the current-liability problems (see above), the other main financial issue for BA is to pay for the new fleet. Like mentioned above the company has firm orders for 50 aircrafts for  £4.1bn and options for additional 84. The following question needs to be answered pretty soon – who is going to lend money for British Airways? How much is it going to cost the airline? ï‚ · The British flag carrier could try to increase its funds from shareholders money, but it can be assumed that due to the lack of the profitable dividend policy shareholders are not ready to invest more money into the airline. Also, BA belongs to International Airlines Group (IAG) which also incorporates the Spanish carrier Iberia. The problem is Iberia is making losses, thus even if British Airways makes profit this or next year IAG is going to use that money to reduce the losses at Iberia. In other words, the Spanish carrier is pulling British Airways back at the moment. Shareholders may consider additional funds risky, therefore BA need to show that it can preserve its leading position as a legacy airline. ï‚ · Cash can be generated by selling off assets or reducing costs. In December 2011 BA had only  £39m available-for-sale financial asset. The airline has different amount of equities in various companies – these could be sold as well to gain cash in the short run. By selling aircrafts, which are not necessary needed, the airline could generate income. It would not be unreasonable if BA focused more on the long-haul routes and would reduce the number of aircrafts (114) flying within Europe as the company may not be making sufficient operational profit on some of these routes due to the low cost carriers. The third option for the company to finance its future commitments is to obtain loans from banks, financial institutes or sovereign wealth funds. The latter is a possible solution as Chinese or Gulf wealth funds could be willing to inject capital into the airline, but the question is at what interest rate? The lenders know that BA is struggling with the payment of the shortterm liabilities and they are using the long-term loans, the â€Å"more expensive† money to fund the operational commitments, hence the interest rate for the credit can expected to be high. This would solve the liquidity question in the upcoming years, but such financial funding would also mean difficulties in the period after 5 years. However, if the carrier can continue its recovery from the downturn then there is a good chance for a financially stable British Airways that can pay all its liabilities. Financial and operational leases may work, but they would only relate to the aircrafts. Also, it can be assumed from the drop in the operational lease that BA has these contracts ready and sorted out, they are not just not live as the new aircrafts have not been delivered yet. Conclusion The report has investigated two different business model’s financial structure. Results show the quantity’s victory over quality. Ryanair can maintain its market leading position and increase profits from year to year. This is attributable to the steady and well-functioning financial and operational system, which enables growth, investments and also controls liabilities and aircraft commitments. The search for new financial sources is only necessary, if Ryanair decides on a fleet expansion plan and the airline cannot agree with Ex-Im Bank about future fleet procurement. On the other hand, British Airways seem to struggle with its existing funds hence new financial sources are required to survive the upcoming years. The decision on these funds is hard as in BA’s current situation none of them can be called advantageous. But, to choose the best solution financial advice is recommended for the carrier. Despite all the differences, the two airlines have one thing in common – the next twelve months are going to have a great effect on both carriers’ long term operations. Reference list ATRILL, P. and MCLANEY, E., eds, 2002. Accounting and Finance for Non-Specialists Fourth edn. Pearson Education Limited. BRITISH AIRWAYS, 2012. Annual Report and Accounts Year ended 31 December 2011. British Airways. MORRELL, P.S., ed, 2007. Airline Finance Fourth edn. Ashgate.

Impact of the French and Indian War Essay

The Native tribes are one of those directly affected by the French and Indian War. Many native populations suffered a great loss when the French power in North America was eliminated. The French proved to be a strong ally of these native tribes and were essential in countering the continued British expansion. The elimination of the French power resulted to the dispossession of many native tribes, forcing them to move out of their lands. When the Spanish-controlled Florida was taken-over by the British, native tribes who did not want to involve themselves with the British, migrated westward. This has resulted to heated confrontations between several tribes who were already established in the area (Ohio History Central, 2005). The British exploited the boundaries between opposing tribes, making the natives fight among themselves. The French and Indian war also affected the American colonists. As Britain continued to expand their control over the colonies of other European powers, they continued to resettle many of its people throughout their North American provinces. As Britain continued to focus on its war for territory, it began neglecting its duties for its people and its colonies. The French and Indian war resulted to the doubling of Britain’s national debt, and with the shortage of funding; the government imposed new taxes on their colonies. This resulted to stiff resistance, and strained relationship between Britain and its colonies. Troops were called in to the colonies in order to make sure the taxes are paid accordingly (Ohio History Central, 2005). This greatly inconvenienced the colonies, until it finally came down to the American Revolutionary War. Reference: Ohio History Central. (2005). French and Indian War. Retrieved July 27, 2009, from http://www. ohiohistorycentral. org/entry. php? rec=498

Value Based Education a Need of Today - 2339 Words

The Phrase Value Based Education, in wide use in present times comes closest in meaning to the Sanskrit word Vidya as it was used by the Gurus or preceptors of ancient India. Vid - ya means that which illumines. As such, it was identified with knowledge that illumines the mind and soul. Since the imparting of knowledge was the aim of education, over a period of time, education also came to be known as Vidya. But, the highest goal of Vidya as visualized by the seers and seekers was to understand the Ultimate Truth or Reality. Adisankaracharya, one of the foremost spiritual teachers that India has known, expounded Vidyahi - ka? Brahma Gathi Pradaya - what is Vidya ? It is that which explains the Brahmatatva, the nature of the†¦show more content†¦When civilizations were learning to think clearly and trying to come out of the darkness of ignorance, the ancient Masters of Bharat(India) were enquiring on the nature of Truth. The enquiry started with KOHAM, who am I. The Brahmasutras start with the statement Adhato Brahma jignasa, we begin our enquiry on the nature of Brahman.Srimad Bhagawata Purana says Satyam Param Dheemahi, Let us contemplate on the Eternal Truth;. Thousands of years ago Indian seers came to the conclusion that Truth was one which has been interpreted by the Learned in many ways,Ekam Sat Viprah Bahudha Vadanti. India possesses this treasure of knowledge for the entire humanity and this is needed by the whole world even today. The virtues of patience, tolerance and belongingness to one Great Master bring in the concept of Vasudhaika Kutumbakam, Universal family. The highest goal of the people of Bharat has been Lokah Samastah Sukhino Bhavantu, Let all the worlds be Happy. Indian culture never believes in narrow self centered thinking. It promotesViswasreyas, the universal welfare and collective happiness. Sarve Janah Sukhino Bhavantu Sarve Santu Niramayah Sarve Bhadrani Pasyanthu Ma Kaschit Duhkhamapnuyat Let all People be happy. Let all be without any ill health. Let Welfare prevail everywhere. Let there not be sorrow to any one. This is the benediction given by the seers and sages to the entireShow MoreRelatedMoral Values1480 Words   |  6 Pagesof any society is held together by the standards of morality that we maintain and practice. Values are our personal set of beliefs about what is important, unimportant, right, wrong, good and bad. When we are confronted by choices, options, or moral dilemmas, the decisions we make will indicate what values we hold. Human values give worthiness and respect to life. The foundation of human values are based on  · Dignity of human life  · Respect and consideration for the other  · The importance of integrityRead MorePhilosophy of Nursing679 Words   |  3 PagesWhile the nursing profession has evolved over time to meet the changing needs of people and the health care delivery system, it has remained true to its very core values that con tinue to inspire nurses to face new challenges, thus rendering them with greater opportunities for growth and development. As a caring profession, nurses were initially regarded as individuals who carried out tedious tasks of maintaining the cleanliness of hospital wards, in addition to reporting to their superiors suchRead MoreKarl Marx’s Views on Today’s Society1675 Words   |  7 Pagesmarket place of today there are high skilled workers and low skilled workers. The high skilled workers have control of the market due to their credentials as the owners did in the past, since the market has moved from the owners operating the businesses. The low skilled workers fall into the same class, as they were under Marx’s theory as workers however their equivalent is to that of a serf or a peasant. It seems that Marx would be disgusted with what the market place had become today. Marx believedRead MoreThe Value of Online Learning1019 Words   |  5 PagesThe Value of Online Learning The nursing profession today is increasingly seeing staffing shortages. Online learning and distance education is a way that colleges have tried to fix the problem. The online programs available today offer working adults the opportunity to advance their degree while still maintaining their current job. The value of online education has increased amongst nurses who want to advance their profession that is constantly moving towards advanced technologies. One of theRead MoreDistance Education Equity And Developing Nations Essay1634 Words   |  7 PagesDistance Education Institutional Models in Developed and Developing Nations: United Kingdom’s Open University and Indira Gandhi National Open University United Kingdom’s Open University (OU) and Indira Gandhi National Open University (IGNOU) are both internationally recognized institutions, utilized as examples through their innovative implementation of global engagement in Distance Education (DE) environments. Each institution faces different challenges in relation to their existence within bothRead MoreThe Purpose of Values Education in Schools Today1681 Words   |  7 Pagespurpose of values education in schools today Values are core traits and qualities that represent an individual’s beliefs and guiding principles, which form the foundation of who we are. Values of people in society differ from one another due to the culture, upbringing, religious beliefs and many other experiences that shape each and every human being. Primarily, values are fundamentally taught at a young age, these values are predominantly learnt from family and friends, the community and throughRead MorePersonal Values, Beliefs, And Attitudes1336 Words   |  6 Pagesbeings, we all have our own values, beliefs, and attitudes. These things develop over the course of our lifetime and at any point can change based on an experience that we may have. Our family, friends, community and the experiences we have had all contribute to our sense of who we are and how we view the world. Values, Beliefs, and a Little About Me Over the course of my life my values have changed based on circumstance. Currently if I had to list out my top five values in descending order they wouldRead MoreNotes On The And Values Essay1399 Words   |  6 PagesHUMANRIGHTS AND VALUES ANIL KUMAR PGT POL SCIENCE AMSSS BAWALA Abstract: Today there is a growing awareness of the need based education industry, business, politics and other spheres of human – interaction and activity. It is also being increasingly realized that value based education particularly is the best guarantee of ensuring and establishing valued society encompassing all segments of human endeavor. With the advent of numerous and technological inventions and discoveries, tendentious socialRead MoreSocial Factors Affecting the Business Enviroment and People Around It1608 Words   |  7 PagesIntroduction Socio-cultural is based on the idea that the society and culture shape cognition. Social customs, values, beliefs and language are all part of what shapes a person’s identity and reality. According to this approach, what a person thinks is based on his or her social-cultural background. There are many factors which affect the organizations either internally or externally. These factors include demography, cultural values, changing roles of women, level of education, changing lifestyle and soRead MoreSocial Factors Affecting the Business Enviroment and People Around It1614 Words   |  7 PagesIntroduction Socio-cultural is based on the idea that the society and culture shape cognition. Social customs, values, beliefs and language are all part of what shapes a person’s identity and reality. According to this approach, what a person thinks is based on his or her social-cultural background. There are many factors which affect the organizations either internally or externally. These factors include demography, cultural values, changing roles of women, level of education, changing lifestyle and so